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Warning: Late repayment can cause you serious money problems. For help, go to

LoanB4Payday gets you access to fast payday loan cash when you need it the most. LoanB4Payday has over 40 payday lenders that will consider all applications to get you your cash. All credit types will be considered. There is no paper work, no fax and no phone calls. The application is completely online and there are no difficult questions, just a simple application form and a decision in less than 2 minutes.

Payday loans are perfect for people who only want to borrow cash over a short term and can't access cash from traditional lenders or banks. LoanB4Payday offers you fast and simple payday loans when payday is just too far away.

Collections Process

If you’re having problems making a payment please contact the lender directly so that they can discuss your payment options. Should the situation remain unresolved the lender may reserve the right to pass your details onto a third party collections agency.

Implications of Non-Payment

We always recommend repaying on time. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Late Payment

If you are unable to make your repayment on time then you should contact your lender immediately. Lenders may charge a late payment fee which could range between 1 - 100. This will vary between lenders. For more information please read the terms and conditions of your loan agreement.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.